Simple model,
open story.
Skarbify is free during beta — all features, no limits, no card. Whatever the future pricing looks like, it ships out loud and ahead of time.
Everything you need today
Every feature, every new release the moment it lands. No hidden limits, no paid add-ons.
- Full portfolio — no limits on assets, transactions, or broker accounts.
- All 9 asset classes: equities, ETFs, funds, PL bonds, crypto, gold, cash, real estate, other.
- FIFO + YTD Belka tax estimate, sell simulator, loss compensation.
- CSV import from mBank / Bossa / XTB. More brokers coming (see changelog).
- Mortgage, overpayments, net-worth view — all in one place.
- Full data control: JSON export, one-click account deletion (GDPR).
Why free, for now
The product is still maturing
Plenty of items still on the roadmap (see the changelog). It's hard to charge for something that changes more than once a week.
Real-life validation
The best product decisions come from real portfolios and real questions — not from surveys and interviews.
No promises without backing
We'd rather not announce pricing until we know exactly what we're selling. The plan will hit the changelog before it gets turned on.
What's next on pricing
Most likely donations or a thin paid tier for heavy users (multiple broker accounts, automated imports). Early users get a seat at the decision — check the changelog and reach out if you see a gap.
Why trust us
- Open changelogEvery release dated. Roadmap planned / in progress.Open ›
- Your data — yoursJSON export anytime, one-click account deletion.Open ›
- Terms and privacyNo hidden fine print. GDPR by default.Open ›